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“All loans are made by Credit Fair-E, a consumer lender licensed in the Commonwealth of Kentucky. All loans are unsecured, fully amortized personal loans. Loan proceeds must be used for personal, family or household purposes but cannot be used for secondary education expenses or to purchase securities. Applications are subject to underwriting and approval and verification of the applicant’s identity. Loan applicants must reside in Kentucky, have some credit history, be employed with recurring income, cannot be bankrupt and must be at least 18 years of age. Credit Fair-E does not receive or report data to consumer reporting agencies. As of today, a Credit Fair-E Loan of $500 with an Annual Percentage Rate of 36% would result in 12payments of 50.23. Each loan application will be assessed a nonrefundable application fee of up to $5; the specific application fee will be disclosed at the time of application. Loan amounts are based on an assessment of your ability to repay and your actual loan amount may vary. For more information, consult our Loan Agreement.”